One Nation Negative Gearing & CGT Pledge: Investor Guide
One Nation has pledged to restore the 50% CGT discount and negative gearing on two properties. Here's what it means for investors and your borrowing.
First Home Buyer Loans Hit $610K: Is the 5% Deposit Scheme Still Worth It?
The average first home buyer loan is now $610,063. We break down the 5% Deposit Scheme, the 13.7-year break-even and whether it suits you.
How to Ask Your Lender for a Lower Interest Rate (and What to Do If They Say No)
Rates are at 15-year highs. Learn how to ask your lender for a lower home loan rate, what to say, and what to do if they say no. Free script inside.
How Rate Rises Have Cut Your Borrowing Power in 2026 (and What to Do About It)
Four RBA rate rises in 2026 could cut your borrowing power by $68,000. See why pre-approvals shrink and 5 ways to borrow more before you buy.
Renovating for Returns: 6 Steps for Property Investors
Planning to renovate an investment property? Follow these 6 steps to add value, lift rent and avoid overcapitalising, plus how to finance your reno.
Buyer's Market Emerging? What This Spring Means for Buyers
Sales are down 15%, listings are up, and buyers may have more negotiating power than they've had in years.
Granny Flats in Australia: Why Dual Income Properties Are Booming
With rates rising and rents at record highs, granny flats are booming. See how investors and homeowners use them for dual income, and how to finance one.
Rental Vacancy Rates 2026: What It Means for Property Investors
National rental vacancy sits at 1.3%, but Sydney and Melbourne are loosening while Perth and Adelaide stay tight. Here's what it means for investors.
Why "Buy, Renovate, Refinance, Repeat" Beats Flipping Every Time
Forget flipping. Here's the buy, renovate, refinance and repeat strategy investors use to build equity, plus how to budget and fund it properly.
Australia Needs More Homes. So Why Are Its Builders Vanishing?
Nearly 7,800 construction firms have exited the industry since 2024. Here's why builders keep collapsing, and what it means for buyers and investors.
Non-Banks Post Record Results Amid Mortgage Downturn
Australia's mortgage market is telling two very different stories at once. At the major banks, new lending is going backwards. Yet a few streets over, in the non-bank sector, 2026 has been a record year.
RBA Cash Rate Predictions Spring 2026: What the Big Four Banks Expect
Australia's major banks are split heading into spring, with some tipping one more Reserve Bank rate rise before the year is out, and others betting the RBA is already done.
Property Investors in 2026: What Australia's Cooling Market Really Means
How Australian property investors are responding to the 2026 downturn, rental yields, lending data, and opportunities
First Home Buyers and Upsizers in 2026: Reading Australia's Cooling Property Market
What first home buyers and upsizers need to know about Australia's cooling 2026 property market, real sentiment, real data, real opportunities.
Bridging Finance in 2026: How Upsizers and Downsizers Buy Their Next Home Before Selling
Buying before you sell? Here's how bridging loans work for both upsizers and downsizers in 2026, what they cost, and how to avoid getting caught out.
Upsizing in 2026: What Australia's Cooling Property Market Means If You're Buying Bigger
With prices cooling in Sydney and Melbourne but rates still high, is 2026 a good time to upsize? Here's what the data says and how to structure it.
Debt Consolidation Through Your Home Loan: What It Really Costs (and Saves) in 2026
Thinking about debt consolidation in 2026? See how rolling credit card and personal loan debt into your home loan works, the risks, and the real savings.
Refinance Your Home Loan in Australia: Should You Switch or Renegotiate in 2026?
If you've felt your mortgage repayments creep up over the past few months, you're not imagining it. The Reserve Bank lifted the cash rate to start 2026, and further movement has been on the table at almost every meeting since. For a lot of borrowers, the loan that felt comfortable twelve months ago suddenly doesn't.
Here's the good news: you're not stuck.